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Ringup never becomes the merchant of record. Every charge settles on the merchant’s own payment processor, so each merchant connects their processor to Ringup once. You never need to know which processor a given merchant uses: you embed one generic button, and the merchant chooses their processor on a Ringup-hosted page.

Add the Connect button

Drop this one line wherever your merchants manage their account. It renders a “Connect Pay by Phone” button that opens Ringup’s hosted connect page, where the merchant picks their processor and authorizes it.
<script src="https://ringup.dev/connect/button.js"
        data-ringup-vendor="YOUR_PUBLIC_KEY"></script>
Optional attributes: data-ringup-label (button text), data-ringup-variant (filled default, or outline), data-ringup-return (URL to send the merchant back to). Prefer your own UI? Point any element or link at https://ringup.dev/connect?vendor=YOUR_PUBLIC_KEY.

What the merchant sees

The hosted page lists the processors Ringup supports and lets the merchant connect theirs:

Square

Live now. One-click OAuth (details on the Square page).

Stripe, Clover, Toast

Rolling out. Each connects with its own flow as the adapter ships.

How it fits your integration

Connecting is the merchant’s step, and it happens whenever they are ready, asynchronously to your own launch. Until a merchant connects, the payment layer stays inaudible on their calls (create_checkout returns payment_required: "none"), so you can ship Ringup across your whole fleet while merchants onboard at their own pace. The merchant is live the moment they connect, with nothing else for you to do; Ringup fires merchant.connected (carrying merchant_id) so you can reflect it in your own UI if you like.
You never handle card data or the merchant’s processor credentials. For OAuth processors the client secret stays on Ringup’s server; for credential-entry processors the keys go straight into a hosted, encrypted field, never through your dashboard.

Next steps

Square

The one-click OAuth option.

Webhooks

Handle merchant.connected.