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Add card-on-file payments to a LiveKit agent by call transfer. This works like a hosted web checkout, over the phone: when the order is confirmed, your agent creates a Checkout Session and transfers the live call to a Ringup payment line, the caller pays there, and the call optionally returns to your agent. Ringup recognizes the caller, charges their saved card, settles it against the order, and texts a receipt. Your server reconciles from a webhook. If the model is new to you, read Call transfer first. With LiveKit you own the agent in code, so setup is a function call, not a platform tool. This page is end to end: setup, the call, the return, and what happens after payment.

How the pieces map to LiveKit

Ringup pieceOn LiveKit
create_checkoutAn HTTP POST your agent code makes when the order is confirmed
The transfer targetThe transfer_to SIP URI the Checkout Session returns
The transfertransfer_sip_participant, with the Checkout Session id in the REFER headers
The resultA checkout.completed webhook to your server

Prerequisites

  • A running LiveKit agent with SIP inbound configured (the caller arrives as a SIP participant).
  • Your LiveKit server credentials.
  • A Ringup account and API key. Test mode works out of the box on a shared sandbox. See Testing.

Step 1: Recognize the caller at the start

Call identify from your agent code at the greeting (a plain HTTP call, like the checkout call), not just at payment. It needs only the caller’s phone number, which is available the instant the call connects. For a returning caller it returns their name and saved card, so your agent greets them by name and skips re-asking for anything recognition already provides (for example, never ask “what name for the order?” when identify returned it). This is separate from and happens earlier than creating the Checkout Session and transferring for payment. See Recognize at the start of the call.

Step 2: Create a Checkout Session in your agent

When your agent determines the order is confirmed, POST to Ringup’s create_checkout endpoint with your Ringup API key. There is no platform tool to register; this is a plain HTTP call from your agent code.
POST https://api.ringup.dev/v1/checkouts
Authorization: Bearer <YOUR_RINGUP_KEY>
Content-Type: application/json

{
  "amount_cents": 2500,
  "line_items": [{ "name": "Large pepperoni", "quantity": 1, "amount_cents": 2500 }], // optional
  "order_id": "sq_abc",                              // optional: settle against an existing order
  "return_to": "sip:your-agent@your-sip-host",       // optional: transfer the caller back after payment
  "success_message": "You are all set, your order will be ready shortly."  // optional (if no return_to)
}
Response (the Checkout Session):
{
  "id": "cs_x9f2",                                   // Checkout Session id; the correlation token
  "payment_required": "required",                    // "required" | "optional" | "none"
  "transfer_to": "sip:cs_x9f2@transfer.ringup.dev"   // where to transfer; embeds the id
}
If payment_required is none, do not transfer: finish the call normally. Otherwise transfer.

Step 3: Transfer the SIP participant

Speak one bridge line, then transfer the caller’s SIP participant to transfer_to, attaching the Checkout Session id as a REFER header:
# after saying: "One moment, connecting you to secure payment."
await livekit_api.sip.transfer_sip_participant(
    room_name=room,
    participant_identity=caller_identity,
    transfer_to=checkout["transfer_to"],                 # sip:cs_x9f2@transfer.ringup.dev
    headers={"X-Session-Id": checkout["id"]},            # cs_x9f2
    play_dialtone=False,                                 # no dial tone; the bridge line covers the gap
)
Ringup matches the call by the X-Session-Id header, with the id also embedded in the SIP URI as a backstop, so correlation holds even if a middlebox strips the header.

Step 4: The return, and the result (the webhook)

Ringup answers the transferred call, recognizes the caller, charges the saved card, and texts a receipt. A first-time caller with no saved card is texted a secure pay link instead. Then the call ends one of three ways, from what you passed in Step 2:
  • return_to set: Ringup transfers the caller back to your agent with the outcome in SIP headers (X-Payment-Status, X-Confirmation), so your agent resumes and closes the call.
  • success_message / failure_message set (no return_to): Ringup reads your line and ends.
  • Neither: Ringup reads a short default and ends. The receipt is the proof.
A return_to that cannot connect falls back to reading your success_message (or the default), so a failed return never strands the caller. Either way, your server reconciles from a webhook:
{
  "id": "evt_9f2",
  "type": "checkout.completed",         // or "checkout.failed"
  "data": {
    "checkout_id": "cs_x9f2",
    "payment_id": "pay_abc",
    "amount_cents": 2500,
    "order_id": "sq_abc",               // echoed back
    "confirmation": "2PJJZY",
    "caller": "+14155551234",
    "card": { "brand": "VISA", "last_4": "5858" }
  }
}
Match on the order_id you passed, store the payment_id, and flip your order to paid. See Webhooks for the full catalog, statuses, signature verification, and idempotency.

Validation status

LiveKit’s transfer_sip_participant accepts REFER headers, so the header path is supported. Ringup’s hosted transfer endpoint is rolling out; confirm access in your Ringup dashboard before relying on this in production. The recognition, charge, receipt, and webhook behavior is the same payment path Ringup runs everywhere.

Next steps

Testing

The sandbox, the test card, and the fixtures to run a full payment.

Webhooks

Reconcile every payment from one signed event on your server.